Insurance Protection Analysis Life involves many kinds of risk. Some may be easily borne while others can destroy your plans. Insurance may be an effective way to discount your cost by spreading the risk among a much larger base. The following process will help identify your exposure to risks that may hurt you or your family and make sure they are adequately covered.Discovery of values-based goals (Who do you want to benefit and why? What do you want to happen?)Determination of existing and future income sources and amountsReview of existing insurance policiesExamination of risks coveredPersonalIncome InvestmentsOther Assets Liabilities (debt/legal)Health DeathBusinessKey Employee RetentionKey Employee Replacement (death/disability)Overhead Expenses Business LiabilitiesOther Business AssetsDiscussion of risks not coveredEvaluation of funding alternatives for uncovered risksImplementation of acceptable solutions for uncovered risksWhy not make sure that there are no significant cracks in the foundation of your financial plan and evaluate the strength of your plan to support your retirement goals both with and without adequate protection by participating in the secure, interactive financial planning lab that seems most appropriate for your current stage in life.